With traditional fully insured plans,
there are no incentives to lower claim costs.
Participating in a fully insured plan groups your company into a larger insurance pool that often leaves small businesses without incentives to reduce their claim costs. These insurance pools continuously raise premium prices because they are based on the costs of the larger groups claims costs for the prior year and not the individual employer.

Our New Approach to Health Coverage
Unify Healthcare has changed health benefit plan administration forever. Our revolutionary solutions hold down the ever rising cost of healthcare. Unify offers level and self-funded employer groups top quality care at the lowest cost possible.

Our Unify SMARTCare™ benefit plans offer features such as No Co-pays, No Deductibles and No Referrals required when using our Open Network. In addition to these benefits, our members have access to healthcare services such as Direct Patient Care programs, Chronic Care Management, and Concierge Services for a better experience.